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Access member-only benefits, simplified payment plans, and a team committed to supporting California’s independent agents.

IIABCal + IPFS

As a premium finance program partner for IIABCal members, IPFS gives your agency access to competitive terms, flexible payment options, and dedicated service from a national leader with deep roots in California.

Exclusive Member Benefits

  • 0% Down, 11 Monthly Payments, 5.99% APR for ESQ Policies (as of 11/1/25)
  • 12 Equal Payments for Personal Lines
  • Customized Rates, Revenue, and Term
  • Robust No Cost Continuing Education Program
  • Quarterly Promotions and Incentives

Why Agencies Choose IPFS:

  • Industry-Leading Digital Tools for Quoting, Payments, and Ongoing Account Management
  • Fast, Responsive Regional Support
  • Multiple Contact Points Across Sales, Management, and Operations
  • Longstanding Commitment to Agents Across California in Concord, San Francisco, LA, and Santa Ana
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Your Dedicated IPFS Team:

Ryan Bass, West Managing
Director, VP
803-546-6519
ryan.bass@ipfs.com

Karl Swanson, Senior Vice President National Accounts
619-301-7179
karl.swanson@ipfs.com

Erin Foxworthy, West Regional Sales Manager, VP
415-601-4904
erin.foxworthy@ipfs.com

Tram Mascia, District Sales Leader, VP
619-643-4053
tram.mascia@ipfs.com