Program Advantages:

  • A+ Rated Carrier
  • Available coverage limits of $250,000, $500,000 and $1M
  • Full "Prior Acts" coverage is included for accounts with prior EPLI coverage
  • HR Pilot Services is provided free of charge to IIABCal members. For more information, click here.
  • Free access to HR Care website (providing sample HB policies, employment law updates, and detailed risk management services)
  • Third Party Liability Coverage automatically included (no sublimit)
  • Punitive Damages Coverage included (where law allows)
  • Claims Made Policy Form
  • Terrorism coverage included
  • Immigration Coverage Endorsement - $50,000 sublimit 
  • Wage & Hour Coverage Now Available - $100,000 sublimit for defense costs is now INCLUDED in the rates for qualified risks. For more information on Wage & Hour coverage, excluded classes and the supplemental application form, click here. Eligibility is subject to completion of the Wage & Hour Supplemental form and underwriter approval (no backdating of this coverage).


High Success Rate Classes Include:

  • Manufacturing 
  • Engineering    
  • Contractors             
  • Architects, and more 

Application & Policy Forms: 
Application (updated Jan 2024)
EPLI Policy Form Quick Reference Guide

Product Comparison Chart
Policy Form

Endorsement Forms: 
Specimen Endorsements
Data Privacy Wrongful Act Exclusion Endorsement

Program Administrator: CRC Group

For more than 100 years, CRC Group has delivered exceptional expertise and service to the commercial insurance marketplace. 

As a wholesale insurance broker, CRC Group does not work directly with insureds. Rather, CRC Group serves as a key intermediary between the independent insurance agents and the nation’s top insurance carriers. CRC Group works with the insured’s retail insurance agent or broker to provide comprehensive, cost-effective commercial coverages and specialty programs for a wide variety of risks.

Contact Information:
CRC Group
50 California Street, Suite 2000
San Francisco CA  94111

Lucy Yu
Program Administrator


Pete Thrasher
Program Administrator 
Fax: 415-956-1204