The Bank of Choice for Independent Insurance Agents and Brokers

InsurBanc is an independent community bank that was founded by independent agents exclusively for independent agents.  Organized in 2001 by the Big “I” specifically to serve independent insurance agents, we have developed a distinctive culture that allows us the opportunity to work with you as a partner to help optimize growth opportunities and manage your agency efficiently.

You can rely on InsurBanc for custom products designed to underwrite your success.

Premium Trust Accounts:

After a legal change in the state of California, InsurBanc is proud to offer premium trust accounts to the members of IIABCal. Agents can now keep their premium funds in these accounts with InsurBanc, along with their traditional bank accounts. Because of this new law, independent agencies in California can streamline their finances, thus increasing efficiencies.

Agency Financing:

Ready to take your agency to the next level? InsurBanc offers creative lending solutions to meet the needs of agency entrepreneurs, whether you are passing the agency on to the next generation, purchasing another agency, or adding resources to grow and expand.

And, just like no two agencies are alike, the perpetuation/acquisition structures we offer are just as unique. Possible structures include:

  • Personal buy-outs
  • Deferred compensations
  • Stock redemptions
  • Trusts
  • Leveraged ESOPs (Employee Stock Ownership Plans)
  • Recapitalizations

When it comes to growing and expanding your agency we offer a full range of lending programs that enable you to:

  • Expand producer development
  • Underwrite an expansion
  • Obtain technology and equipment
  • Purchase a building

Business Visa® Credit Card - Meet the Most Versatile Member of your Staff!

The InsurBanc Business Visa® is the perfect choice for insurance professionals who want to manage expenses with ease. From day-to-day purchases to improved cash flow, our business credit card is one versatile performer. It's what you would expect from the bank that understands and serves the insurance industry. 

Click here to apply today!


Cash Management:

InsurBanc is aware that the ultimate goal of a strong cash management system for the independent agency is to enhance revenues, reduce expenses and improve efficiencies.  When you accomplish this, you are on the path to creating value for your agency and adding to the bottom line.

Our Cash Management products and services are designed to take the stress out of your daily operations with flexible services and the latest technology to ensure that you stay focused on growing your business.  Here are a few products we have to offer:

  • Cash Management Sweep Products
  • Zero Balance Account or ZBA Account
  • Remote Deposit Capture
  • Online Banking
  • ACH Origination
  • Wire Transfer Services
  • Business Mobility
  • Foreign Exchange Services

Contact Information:

Call us today at 1-866-467-2262 or visit for more information.

Member FDIC, Equal Housing Lender