What Our Members Say

"When we were initially looking for E&O coverage many years ago I had the attitude that we really did not need anything other than the minimum most bare bones coverage in the marketplace, because, “My agency isn’t going to do anything wrong or unethical, so why would we need the best insurance?  

Since then I have seen many well meaning agents and our agency subjected to frivolous allegations, and complaints and yes even times when we have screwed things up.  

"Having competent legal representation provided by our coverage with first dollar defense has mitigated our exposure and defended us against all allegations.  

We have been approached to change carriers and providers and it just is not worth the risk to our financial future to not have the best policy covering our agency.  For us that is the program provided through IIABCal.”

John Bradford
McGee & Thielen Insurance Brokers

SwissRe Quote

More Information

Program Highlights
Policy Form
Special E&O Pricing
Corporate Solutions Professional Advisory Claims
Corporate Solutions  Liability Insurance
Corporate Solutions Insurance Agency Diverse Program

E&O Applications

Application Standard New & Renewal
Life & Health Underwriting Supplement
Mutal Funds Insurance Securities Product Supplements
Claims Supplement
Additional Entity Supplement
Ownership Change Supplement


Program Advantages

 A 10% credit on your Swiss Re Corporate Solutions E&O premium may be earned by attending an approved loss control seminar prior to your policy anniversary. The following additional credits are available, up to a maximum total risk management credit of 20 percent:

  • 50% or more of staff attendance = 5% credit available
  • Agency use of a coverage checklist = 5% credit available
  • Voluntary website review with findings implemented = 5% credit available

Attending a seminar won’t just earn you an E&O premium credit, it can increase your agency’s efficiency and reduce your risk of time-consuming claims. For more information, click here.

For more than 50 years, insurance agents and brokers across America have trusted Swiss Re Corporate Solutions to protect their business, reputation and assets. Swiss Re Corporate Solutions is proud to be endorsed by the IIABA, IIABCal and all Big “I” state associations nationwide.

Based on our experience and strong commitment to the Agency E&O market, the IIABA-Swiss Re Corporate Solutions Agency E&O program is considered a benchmark in the industry.  Features include:

  • Agency E&O Application for Quote
  • Continuously provided Agents’ E&O coverage since 1960s
  • A Swiss Re Corporate Solutions admitted carrier with solid financial strength “A+” by A.M. Best
  • State & National Association endorsed program for over 25 years
  • Dedicated underwriting team totaling over 300 years of Agents’ E&O experience
  • Claims Service – prompt and thorough claims staff, primarily licensed attorneys who are a resource to assist with any claim or potential incident
  • Local defense counsel experienced in Agents’ E&O claims in your state
  • Program offered countrywide with no prior market withdraws
  • Premium credit of 10% for E&O Loss Control/Risk Management class completion
  • Premium credit up to 20% annually with loss free experience
  • Agency Operations Improvement Review credit of 10% available
  • On-line renewal applications available for ease of completion
  • Automatic Renewals available – No application required!
  • Flexible underwriting for independent insurance agencies of all sizes, including both P&C and L&H-only agencies
  • E&O committee of member agents providing program oversight
  • Experienced E&O program administrators with underwriting authority in your state
  • Prompt underwriting turn-around time and policy delivery
  • Leader in policy innovation and solutions for unique and emerging agency exposures
  • Complimentary access to “E&O Happens” risk management website and the E&O claims Advisor Newsletter
  • First and Third Party Breach of Data coverage included in policy form
  • Agency Umbrella and EPL policies available
  • Various payment plans available to meet your needs
  • Competitive & stable premiums for all agency sizes
  • Check out our Programs Highlights Checklist for even more advantages.

Your E&O Specialists

IIABCal has partnered with professional liability specialists, Cooper & McCloskey (CMI), to provide you with the choices and resources you need to manage your E&O insurance. CMI has extensive knowledge and experience dealing with the California insurance agents and brokers professional liability marketplace and can tailor coverage specifically designed for your agency. 

Who To Contact:

Lic #OC08404
Cooper & McCloskey, Inc.
1981 N. Broadway, Suite 340
Walnut Creek, CA  94596
415-433-7700 (mail line)
415-433-7707 (fax)

Jessi Yap
415-465-8015 (direct)

Raj Goundar
415-321-7751 (direct)

Mike Orrick