The Workers’ Compensation Insurance Rating Bureau of California (WCIRB) offers a convenient online, self-paced curriculum for workers’ compensation training through WCIRB CompEssentials.
Invest in your career through WCIRB CompEssentials
• Quickly respond to customer questions
• Improve customer retention
• Differentiate yourself – WCIRB CompEssentials Certification
• Take online courses at your own pace
• Earn Continuing Education (CE) credits toward Property and Casualty license
About the System (CE credits*)
• Relationships among workers’ comp stakeholders
• When and how an employer is required to get workers’ comp coverage
• How costs are determined and benefits are administered
Classification Basics (5 CE credits)
• Single and Multiple Enterprise rules
• Special Industry Classification Procedures
• Classification phraseologies and footnotes, inspections and test audits
Experience Rating Fundamentals (5 CE credits)
• How claims and payroll impact an X-Mod
• How to read a rate sheet
• How to calculate an X-Mod using the experience rating formula
Ownership and Experience Rating (5 CE credits)
• Evaluate a change in ownership
• Determine when entities must be separated or combined for experience rating
• Conclude whether the experience of a business should apply to a new owner
Become WCIRB CompEssentials Certified by completing and passing all four courses!
Learn more about the NEW WCIRB CompEssentials Certification.
• IIABCal members can take each course for a discounted rate of $50 per course. Register HERE to redeem this exclusive offer for IIABCal members.
• Non-IIABCal members register via WCIRB Connect® or on the WCIRB CompEssentials Online Training Program page at wcirb.com.
Once you create your account, click on the Catalog button to purchase the course(s). All sales are final and non-transferable.
For more information, visit the WCIRB CompEssentials Online Training Program page at wcirb.com.
Questions? Contact firstname.lastname@example.org.
Gain Valuable Insights on the Workers' Compensation Insurance System
As California’s trusted, objective provider of workers’ compensation rate-making, research, and statistical information, the WCIRB is the premier provider of educational services to the California insurance community.
Gain valuable insights on the workers' compensation insurance system directly from the authority on topics such as Classification, Experience Rating, and Ownership.
UPCOMING UNIFORM STATISTICAL REPORTING PLAN (USRP) CHANGES
Video On Demand - Date Aired Aug. 7, 2018 - Director of Classification Administration and Education, Brian Gray, previews the proposed classification changes to go into effect in 2019. Key 2018 classification changes will also be reviewed.
UPCOMING CHANGES TO THE EXPERIENCE RATING PLAN (ERP) AND FORMULA
Video on Demand - Date Aired June 5, 2018 – Executive Vice President and Chief Actuary, Dave Bellusci outlines the changes to the Experience Rating Plan and Experience Rating Formula that will go into effect in 2019.
OWNERSHIP, COMBINABILITY, AND COMPESSENTIALS® NEW COURSE PREVIEW
Video on Demand - Date Aired March 13, 2018 – Data Quality Assurance Director, Rod Libbe, conducts training on ownership and combinability issues, including online ownership submissions. The new CE credited WCIRB CompEssentials® courses will also be previewed.
WORKERS' COMPENSATION: FIVE MISTAKES EVERY AGENT MAKES
Video on Demand - Date Aired Jan. 10, 2018: - Workers' compensation, as a coverage, is simple. A worker gets hurt and, theoretically, the work comp policy pays; that's the simple part. The more complicated areas of workers' compensation involve the state laws and legal doctrines applicable to workers' comp. Key areas of confusion include:
- For whom is the insured actually responsible under workers' comp laws?
- Who counts as an employee?
- What happens when employees travel out-of-state to work?
- When should insured's experience mod be combined?
- What are some of the key premium audit problems?
Agents must be able to answer these questions when they arise. But there is much confusion and misinformation surrounding these topics.
This session undertakes to introduce and answer these five questions to help prepare agents to better manage their client's usual and unusual workers' compensation exposures.
UNTANGLING THE WORKERS' COMP MESS - PART 1 OF 2
Video On Demand - Date Aired April 19, 2017 - Workers’ compensation is a relatively easy coverage to understand. Work compis work comp is work comp. The difficulty in work comp does not arise out of the policy but rather from the myriad statutes that surround and control how a work comp policy responds. April and June webinars combine to untangle many of these laws that cause problems.
Two key questions to be answered during in the April webinar include:
What makes an injury or disease compensable under workers’ compensation?
Who is covered by the work comp policy?
UNTANGLING THE WORKERS' COMP MESS - PART 2 OF 2
Video On Demand - Date Aired June 14, 2017 - When employees travel out of state for work, real work comp coverage gaps can exist; and these gaps could leave the employer without the necessary protection they THOUGHT they purchased when they paid their work comp premiums. Extraterritoriality and reciprocity are major work comp problems most agents don't know they have. Yes, every state provides extraterritorial work comp protection, but not every state recognizes that covereage.
Some agents take Part II – Employers' Liability coverage for granted. They consider it just a "thrown in" coverage with no real benefit. But Employers' Liability protection fills major gaps between the work comp policy and the CGL. Without this important coverage, your insured could have a hefty out-of-pocket expense.
Attendees to this session learn:
What "extraterritoriality" and "reciprocity" are in relation to work comp;
How limitations in some state reciprocity laws create major gaps in work comp coverage;
How to fix these coverage gaps; and
Why employers' liability coverage is so extremely important.
THE CLASSIFICATION INSPECTION REPORT
Video On Demand - Date Aired Aug. 16, 2017 - The Classification Inspection Report provides details about the classifications that were assigned to the business at the time of the WCIRB inspection. Join the WCIRB’s Lynn Yelverton for a section-by-section tour of the information contained in the Classification Inspection Report, and learn about the recent enhancements.
THE IMPACT OF CHANGES IN OWNERSHIP ON EXPERIENCE RATING
Video On Demand: Date Aired Oct. 18, 2017 - Did you know that when a policyholder buys a California business, they may potentially inherit the seller’s experience? Join the WCIRB’s Aaron Fellman for an overview of the impact that changes in business ownership can have on the experience modification.
NEW WCIRB RESOURCES FOR AGENTS AND BROKERS
Video On Demand: Date Aired Feb. 22, 2017 - The WCIRB recently launched two products for agents and brokers: The Comprehensive Risk Summary (CRS) and CompEssentials: Classification Basics. Join the WCIRB’s Nick Zagone for a demo of these new online workers’ compensation resources.
WCIRB RESOURCES FOR AGENTS AND BROKERS
Video on Demand: Date Aired April 27, 2016 - Do you know about the helpful tools and resources available on the WCIRB website? Join the WCIRB’s Stacy Lein for a discussion on the Customer Service Department’s frequently asked questions and a demo of the free online resources available to help you do your job.
2017 EXPERIENCE MODIFICATIONS
Video on Demand: Date Aired June 22, 2016 - Have you heard about the significant changes to experience rating effective January 1, 2017? The WCIRB’s Rod Libbe explains how experience modifications will be calculated using a primary/excess split point that varies based on the size of the employer.
WHAT TO EXPECT AT THE FINAL AUDIT
Video on Demand: Date Aired Aug. 24, 2016- What should a policyholder expect at the time of their workers’ comp premium audit? Join the WCIRB’s Calvin Anderson to learn why an audit is required, penalties for audit refusal, audit dispute procedures, and the recent enhancements to California’s Test Audit Program.
GENERAL APPROACH TO CLASSIFYING A BUSINESS
Video on Demand: Date Aired Oct. 19, 2017 - Are you new to the Standard Classification System? Not sure where to begin? In this webinar, the WCIRB’s Lynn Yelverton discusses a general approach to classifying a business and the factors to consider when searching for the applicable classification codes.